A Testimonial
Subject: MS and Long Term Care
Date: 1997/03/03
"This short note is to strongly, Strongly, STRONGLY, encourage anyone who is young enough, and healthy enough, to consider long-term care insurance. There are many employers, unions, and associations that offer group rates.
Get it while you are still young and still relatively symptom-free!
I do not say this because I work for a company that sells long-term care insurance. I say this because I waited too long. My company offered long-term care insurance, at group rates, to me as a new employee and I did not accept it. Now, even though I have almost 10 years of service to this company under my belt, because of my MS symptoms I am considered uninsurable and I cannot purchase the coverage.
Please look into long-term care insurance. You will save yourself headaches and you will save your family future financial concerns. But before you sign an application, read the buyer's guide that your association or your insurance agent must, by law, provide to you. And, if possible, do a little web surfing. There are many sources of long-term care insurance information on the web and from your state agency that regulates insurance companies."
This note recently appeared in the Newsgroup alt.support.mult-sclerosis.
It
is reprinted here with permission of the author.
Editors Note: While the author's assertion that there are many opportunities to purchase group LTC coverage is correct, it has been our experience that an individual plan usually offers better coverage and better rates because of the differences in underwriting procedures.
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